We provide cover for over 350 Professions – Premiums from just £7.50 per month
If it is alleged you have provided incorrect or inadequate advice, services or designs to a client, professional indemnity insurance will cover you for compensation, legal costs and expenses associated with defending the claim.
Who needs professional indemnity insurance?
• IT Professionals
• Engineers, surveyors and estate agents
• Marketing and media consultants
• Recruitment agencies and recruitment consultants
Maintaining continuous PI Insurance
It is important you maintain your professional indemnity insurance and ensure that cover remains in place at all times – even between contracts or work, as indemnity is based on a ‘claims made’ basis and if cancelled or not renewed cover does not resume and any subsequent wrongful act would not be covered by the policy.
Cannot find your trade or profession online? Please download the Professional Indemnity proposal form below
You can email and scan the proposal form to [email protected]
Frequently Asked Questions
You can find the answers to our most frequently asked questions below.
When should I apply for insurance for new business?
We are able to quote for new business insurance policies up to 30 days before the renewal date. If you’re not ready to renew yet, please email us with your renewal or cover start date and submit the details to [email protected] We will contact you closer to your renewal date.
What if I’m not sure that you can insure my exact profession?
I don’t have an email address
You will need to have a valid email address in order for you to obtain your quote from My Business Cover.
When purchasing your cover we would then issue you with your policy documentation and our information sheets as downloadable PDF’s sent directly to your email address.
If I find a lower quote would you be able match or even better it?
If you already have obtained a quote elsewhere or if we are unable to beat the quote online, please contact us with your quote request. If you could have your current target premium to hand in order for us to provide you with a competitive quote. We will then approach underwriters on your behalf.
What is the policy duration?
The policy has a 12 month period of insurance (unless shown differently on your policy schedule) and is renewable every year.
Am I covered instantly?
Yes, once we have confirmed that you are covered and your policy is live, you are insured from that point onwards. We then issue you with your policy documentation and our information sheets as downloadable PDF’s. Unless requested, we don’t send out any paper documents, but you are able to print everything as backup so that you can refer back to everything in the future.