Protecting you, your organisation and your community
Comprehensive insurance for the following places of worship.
Flexible cover, tailored to your needs
So that you’re only paying for what you need, you can choose from an extensive range of covers including the following.
• Property Damage
• Business Interruption
• Equipment Breakdown
• Legal Expenses
• Personal Accident
• Goods in Transit
• Trustees & Management Liability
Competitive quotes from UK’s leading insurers
It is important that you submit your insurance proposal with as much detail as possible and accuracy so that we’re able to provide you with the right level of cover.
You have a duty to disclose all material facts relevant to the risk so that insurers are able to decide whether or not to accept the risk and if so, on what terms. Failure to disclose a material fact could invalidate the policy or claims being refused. If you are in any doubt as to whether a fact is relevant you should disclose it anyway.
Frequently Asked Questions
What happens if I am under-insured?
If you are under-insured, you may not receive the full value of your loss, hence giving the insurer the right to impose an ‘average’. This means that the insurer will reduce the claim settlement figure in proportion to the level of under insured value with you having to bear part of the cost of repair or replacement. Therefore, it is important that you review the sum insured on a regular basis so that they are reflecting the most current and new replacement costs.
What is business interruption?
Business Interruption is automatically included as standard and provides you with cover for loss of revenue following a fire or other insured event. If you are not engaged in revenue earning activities cover is provided for additional costs such as renting temporary premises.
I don’t have an email address
You will need to have a valid email address in order for you to obtain a quote from My Business Cover.
When purchasing cover we would then issue you with your policy documentation and our information sheets as downloadable PDF’s sent directly to your email address.
If I find a lower quote would you be able match or even better it?
If you already have obtained a quote elsewhere, please contact us with your quote request. Please have your current target premium to hand in order for us to provide you with a competitive quote. We then approach underwriters on your behalf.
What is the policy duration?
The policy has a 12 month period of insurance (unless shown differently on your policy schedule) and is renewable every year.
If you elect to take a 3 or 5 year long term undertaking with your insurer and are offered a discount, you are legally obliged to renew.
Am I covered instantly?
Once you have submitted your proposal form and having conducted a fair analysis of the market from our panel of insurers we seek to obtain the most appropriate terms on your behalf.
Once we have confirmed that you are covered and your policy is live, you are insured from that point onwards. We then issue you with your policy documentation and our information sheets as downloadable PDF’s. Unless requested, we don’t send out any paper documents, but you are able to print everything as backup so that you can refer back to everything in the future.
Can I spread the cost of my policy?
Yes, there is an option of making your annual premiums/fees affordable by spreading the payment over monthly instalments. To find out more about this option please contact us or you can submit your query here.